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	<title>Credit Card Debt Relief &#187; Credit Card Debt Facts</title>
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	<link>http://relief4creditcarddebt.com</link>
	<description>Credit card debt facts, information, and solutions.</description>
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		<title>Credit Card Debt &#8211; The Bad Ugly Truth About Credit Card Debt</title>
		<link>http://relief4creditcarddebt.com/credit-card-debt-facts/credit-card-debt-the-bad-ugly-truth-about-credit-card-debt/34/</link>
		<comments>http://relief4creditcarddebt.com/credit-card-debt-facts/credit-card-debt-the-bad-ugly-truth-about-credit-card-debt/34/#comments</comments>
		<pubDate>Sun, 23 Aug 2009 22:27:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/blog/credit-card-debt-the-bad-ugly-truth-about-credit-card-debt/34/</guid>
		<description><![CDATA[Credit card debt is one of the leading causes of financial crisis in America and for most part of the world. Indeed, lots of focus by economic experts are geared towards analyzing the benefits or disadvantages posed by the use of credit cards. There are also several factors that are involved with credit card use [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Steps To Credit Card Debt Elimination</title>
		<link>http://relief4creditcarddebt.com/blog/the-steps-to-credit-card-debt-elimination/11/</link>
		<comments>http://relief4creditcarddebt.com/blog/the-steps-to-credit-card-debt-elimination/11/#comments</comments>
		<pubDate>Sun, 16 Aug 2009 21:01:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[Credit Card Debt Relief]]></category>
		<category><![CDATA[Getting Out of Debt]]></category>
		<category><![CDATA[self credit card debt elimination]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/blog/the-steps-to-credit-card-debt-elimination/11/</guid>
		<description><![CDATA[Eliminating Credit Card Debt
So you have decided you want to totally eliminate your credit card debt and are wondering what the methods for credit card debt elimination are. Let&#8217;s take the bull by its horns and lay it all out on the table.
 There are generally two recommendations that are most common for credit card [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Debt Settlement &#8211; Common Credit Card Debt Settlement Mistakes</title>
		<link>http://relief4creditcarddebt.com/get-out-of-credit-card-debt/credit-card-debt-settlement-common-credit-card-debt-settlement-mistakes/30/</link>
		<comments>http://relief4creditcarddebt.com/get-out-of-credit-card-debt/credit-card-debt-settlement-common-credit-card-debt-settlement-mistakes/30/#comments</comments>
		<pubDate>Sun, 26 Jul 2009 18:16:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[Getting Out of Debt]]></category>
		<category><![CDATA[credit card debt settlement]]></category>
		<category><![CDATA[credit card debt settlement facts]]></category>
		<category><![CDATA[credit card debt settlement mistakes]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/blog/credit-card-debt-settlement-common-credit-card-debt-settlement-mistakes/30/</guid>
		<description><![CDATA[Paying off your credit card debt can sometimes get people to resort to just about any technique or method needed to get out of the debt trap. 
However, you need to methodically analyze your decisions in terms of handling your debt settlement, since they can impact your long-term financial status. Moreover, legal complications could get [...]]]></description>
		<wfw:commentRss>http://relief4creditcarddebt.com/get-out-of-credit-card-debt/credit-card-debt-settlement-common-credit-card-debt-settlement-mistakes/30/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad Debt Credit Card &#8211; What the Heck is a Bad Debt Credit Card?</title>
		<link>http://relief4creditcarddebt.com/credit-card-debt-facts/bad-debt-credit-card-what-the-heck-is-a-bad-debt-credit-card/8/</link>
		<comments>http://relief4creditcarddebt.com/credit-card-debt-facts/bad-debt-credit-card-what-the-heck-is-a-bad-debt-credit-card/8/#comments</comments>
		<pubDate>Sat, 25 Jul 2009 08:40:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[bad debt credit card]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/blog/bad-debt-credit-card-what-the-heck-is-a-bad-debt-credit-card/8/</guid>
		<description><![CDATA[A bad debt credit card is a credit card that credit card lenders or suppliers offer to people who have bad credit. Did that astonish you? Well, don&#8217;t let your mind run wild just yet. 
You can classify bad debt credit cards into 2 categories. 
The first category of bad debt credit cards are those [...]]]></description>
		<wfw:commentRss>http://relief4creditcarddebt.com/credit-card-debt-facts/bad-debt-credit-card-what-the-heck-is-a-bad-debt-credit-card/8/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Card Debt Relief &#8211; Avoiding Credit Card Debt Relief Scams</title>
		<link>http://relief4creditcarddebt.com/blog/credit-card-debt-relief-avoiding-credit-card-debt-relief-scams/28/</link>
		<comments>http://relief4creditcarddebt.com/blog/credit-card-debt-relief-avoiding-credit-card-debt-relief-scams/28/#comments</comments>
		<pubDate>Sun, 12 Jul 2009 16:09:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[Credit Card Debt Relief]]></category>
		<category><![CDATA[Getting Out of Debt]]></category>
		<category><![CDATA[Programs and Services]]></category>
		<category><![CDATA[The Law - Your Rights]]></category>
		<category><![CDATA[credit card debt relief scam]]></category>
		<category><![CDATA[credit card debt scam]]></category>
		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/blog/credit-card-debt-relief-avoiding-credit-card-debt-relief-scams/28/</guid>
		<description><![CDATA[Benefits of Debt Relief Programs
People with mounting debts can reap major benefit from debt relief programs. These programs are designed for this specific purpose but choosing the specific terms of the plans could affect each individual&#8217;s financial condition differently. If you wish to free yourself off any debt, then you must choose a debt relief [...]]]></description>
		<wfw:commentRss>http://relief4creditcarddebt.com/blog/credit-card-debt-relief-avoiding-credit-card-debt-relief-scams/28/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Card Debt &#8211; Laws Regarding Debt Collection</title>
		<link>http://relief4creditcarddebt.com/credit-card-debt-law/credit-card-debt-laws-regarding-debt-collection/61/</link>
		<comments>http://relief4creditcarddebt.com/credit-card-debt-law/credit-card-debt-laws-regarding-debt-collection/61/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 20:06:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[The Law - Your Rights]]></category>
		<category><![CDATA[credit card debt laws]]></category>
		<category><![CDATA[debt collection practices act]]></category>
		<category><![CDATA[fair debt collection practices]]></category>
		<category><![CDATA[fdcpa]]></category>
		<category><![CDATA[law]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/credit-card-debt-law/fair-debt-collection-practices-act/61/</guid>
		<description><![CDATA[The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act, (also known as the FDCPA), is a US Statute added in 1978 with later amendments which protects consumers from unscrupulous debt collection agencies or methods.
It also gives consumers a way of challenging inaccurate information that may be held against them.
This report gives a summary [...]]]></description>
		<wfw:commentRss>http://relief4creditcarddebt.com/credit-card-debt-law/credit-card-debt-laws-regarding-debt-collection/61/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Stop Collection Agencies From Harassing You</title>
		<link>http://relief4creditcarddebt.com/credit-card-debt-law/how-to-stop-collection-agencies-from-harassing-you/88/</link>
		<comments>http://relief4creditcarddebt.com/credit-card-debt-law/how-to-stop-collection-agencies-from-harassing-you/88/#comments</comments>
		<pubDate>Fri, 19 Jun 2009 15:22:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[The Law - Your Rights]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[credit card debt collection]]></category>
		<category><![CDATA[stop collection agency harassment]]></category>
		<category><![CDATA[stop collections harassment]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/credit-card-debt-facts/how-to-stop-collection-agencies-from-harassing-you/88/</guid>
		<description><![CDATA[If any debt collection firms are harassing you, you can make them stop immediately. Simply write a two-sentence letter advising them to cease all contact with you. The first sentence should say: &#8220;I am unable to pay this bill because&#8230;&#8221; or &#8220;I refuse to pay this debt because&#8230;&#8221; and explain your reason. 
You also have [...]]]></description>
		<wfw:commentRss>http://relief4creditcarddebt.com/credit-card-debt-law/how-to-stop-collection-agencies-from-harassing-you/88/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Ways To Protect Yourself From Credit Card Fraud</title>
		<link>http://relief4creditcarddebt.com/credit-card-debt-facts/3-ways-to-protect-yourself-from-credit-card-fraud/87/</link>
		<comments>http://relief4creditcarddebt.com/credit-card-debt-facts/3-ways-to-protect-yourself-from-credit-card-fraud/87/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 15:22:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[credit card debt fraud]]></category>
		<category><![CDATA[credit card fraud]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/credit-card-debt-facts/3-ways-to-protect-yourself-from-credit-card-fraud/87/</guid>
		<description><![CDATA[Once you receive a credit card, protect yourself and your efforts to repair your credit by following these suggestions:
1. Send your creditors a change of address when you move. Many creditors provide change of address boxes on their monthly bills. For your other creditors, you can send a letter, call the customer service phone number, [...]]]></description>
		<wfw:commentRss>http://relief4creditcarddebt.com/credit-card-debt-facts/3-ways-to-protect-yourself-from-credit-card-fraud/87/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Of The Biggest Credit Repair Mistakes You Must Avoid</title>
		<link>http://relief4creditcarddebt.com/credit-card-debt-facts/3-of-the-biggest-credit-repair-mistakes-you-must-avoid/86/</link>
		<comments>http://relief4creditcarddebt.com/credit-card-debt-facts/3-of-the-biggest-credit-repair-mistakes-you-must-avoid/86/#comments</comments>
		<pubDate>Thu, 11 Jun 2009 15:22:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[biggest mistake]]></category>
		<category><![CDATA[credit repair mistakes]]></category>
		<category><![CDATA[statute of limitations]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/credit-card-debt-facts/3-of-the-biggest-credit-repair-mistakes-you-must-avoid/86/</guid>
		<description><![CDATA[Fixing your credit can be a long and involved process, with many opportunities for the novice to make a mistake. Three of the biggest mistakes you should avoid are:
1. Hiring a Fly-by-Night Firm: The Federal Trade Commission is constantly trying to stamp out scam artists promising instant credit repair, but like cockroaches, they always return.
You [...]]]></description>
		<wfw:commentRss>http://relief4creditcarddebt.com/credit-card-debt-facts/3-of-the-biggest-credit-repair-mistakes-you-must-avoid/86/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More Reasons Not To Close Older Open Credit Accounts</title>
		<link>http://relief4creditcarddebt.com/credit-card-debt-facts/more-reasons-not-to-close-older-open-credit-accounts/85/</link>
		<comments>http://relief4creditcarddebt.com/credit-card-debt-facts/more-reasons-not-to-close-older-open-credit-accounts/85/#comments</comments>
		<pubDate>Sun, 07 Jun 2009 15:22:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debt Facts]]></category>
		<category><![CDATA[closing credit card accounts]]></category>

		<guid isPermaLink="false">http://relief4creditcarddebt.com/credit-card-debt-facts/more-reasons-not-to-close-older-open-credit-accounts/85/</guid>
		<description><![CDATA[If your goal is to improve your credit score, don&#8217;t close any of your current credit card accounts.  Closing credit cards and other revolving accounts can never help your score (unless you have way too may, and most of them are maxed), and it might actually hurt it.
Shutting down accounts reduces your total available credit, [...]]]></description>
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		<slash:comments>0</slash:comments>
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